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I will be closing all my BofA accounts because I cannot afford my "free checking" any longer! I am in the same boat as the two other BofA customers below with an 18 year old son. When I call to ask why he's allowed to withdraw money when there is none in his account I'm told it's a courtesy. I requested they stop doing my any more "favors" but they say they cannot do this. They finagle the times of deposits and charges to maximize their fees. In the past week I have been hit with four overdraft fees for a total of $140. I'm so done with them and will look into a pre-paid visa for my son to use at college.
By Marie

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