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A friend of mine got the same letter - sure seems suspicious... I called the Mellon number to find out if they'll bill after the alleged free two years. The woman said "they don't have any way to bill you because they don't have your credit card...so, No, they won't". When I reminded her they have the address, she said to call Experian. There's no human being there, just "Press a Number."<br> <br> Hope someone can shed more light!
By Chrin Tarola