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I don't have pet insurance and don't plan to get any for the following reasons. At present, I and others who regularly take their pets to veterinarians support the vet industry. The money we pay for our pets' health care pays for the vets' buildings, the vets' incomes, employees salaries, maintenance, office supplies and equipment, insurance, utilies, and all other costs associated with running a business. If we buy pet insurance, we are now paying for all the costs associated with that industry. There is no way we can pay less money to support two industries as opposed to one. Therefore: don't buy pet insurance. In the long run, it will cost you money, not save you money.
By J Shaw