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Recently I discovered that BOA has begin hitting anyone in pending status overdraft fees when there is the potentially to be over drawn. This is a sign that the banking industry has taken a spiral down hill. It wasn't until recently that I was in this position. BOA used to not do that and if you made your cash deposit before the pending transactions posted you wouldn't be charged. Well those days are over and the public is now again a victim. Yes, your right, we should only spend what you have available - well they know how to post and unpost your debits and catch you close to your balance margin. Besides the way they posted / credit your account is not easy to follow. I recently printed my statement three days in a row and would you believe transactions were showing up and disappearing. It looked like they would post them one day and if a deposit came in over night, they would back them out and post the deposit and move forward. Well to my suprise, I was hit with several charges that way. I am truly frustated with our banking industry!
By Frustated
