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When our dog was almost 8, we finally broke down and bout pet health insurance. Why? We noticed some little growths and we worried that they might be cancerous, and we wanted to option of being able to afford treatment. We went in to the vet, no problems with the growths, but do you know your dog has a small heart murmur? Let's check back in 6 months. We set an appointment. 2 days before the visit, he started acting sick on a trip. We were up all night before his visit with him and took him in early. He was in congestive heart failure. They got him back for us and we got some very precious extra weeks, not to mention that he was made a lot more comfortable. With the chest xrays, exams, medication, shots, sonograms... We thought there was no way our insurance would pay. They'd find a loophole. Now, it still cost us quite a bit, but they paid everything they claimed they would and did it with no argument at all. We saved more in one visit than we did on 2 years worth of insurance. It's not for everyone, but it was a lifesaver for us.
By Rachel
