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My son shares the same first name but different middle intial. Gerald H. Patterson. He had some account one of which was Dell Computers that he didn't pay. They put the negative information on my credit report. I filed the paper work and the information was never removed. I've spent time on the phone, and nothing resolved. My credit score was very high until all this occured. What's really difficult is I am a General Contractor Home Builder and this has effected my loans as well. Most attorney's want a large retainer just to start. I don't know what to do. This has been going on since my son was in elementary school. They placed some of my purchase on his credit report. We should have to change our names to get this to stop. I am 62 and my credit is very important to me.
By Gerald A. Patterson
