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Lenders have lost money on prosper.com. Before you start lending, I recommend visiting www.prospers.org (yes, "prospers" ends with an "s".) Learn from other experienced members, and then make an informed decision to lend or not lend. Don't rely solely on the marketing hype from prosper.com. Please note that prospers.org is not affiliated with prosper.com.
By Eat More Fiber