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I've been trying to get a chance to call in to ask if Clark has any information on the reliability and integrity of "discount plans" or "aggregate plans" of coverage for individuals who would normally be excluded from major med policies due to pre-existing conditions such as diabetes. I used to have a small business group plan w/BC-BS and the individual policy after I "retired" became too expensive - increased over $150/month the 3rd yr. into it. I now have a terrible policy but can afford it in case of catastrophic illness. "The sharks" are swarming to get me to buy discount plans or aggregate coverage. The discount plan I just looked at was with Intelicare and they off part insurance with it - through Berry Street. I'm very concerned and confused and feel my health will suffer vs. losing all my assets. Please address "discount plans" and "aggregate plans" if you can. Thank you.
By Judy Faro