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According to the government's site treasurydirect.gov, it says that "I bond [fixed and inflation] rates are determined each May 1 and November 1. Since it's not May yet, how can you possibly say what the rate will be for the 2nd 6 months of an i-bond if bought within the November-April timeframe?? Yet your site says that the second six months it'll earn 6.06%. How do you know that since the rates have not been announded yet?
By Robin M