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Even your last paragraph is confusing -- so whay again should I buy these? :<br> Be sure to pick them up now before the rates reset on May 1. You should plan on holding I bonds a minimum of 18 months until October 2009. If you surrender them before 5 years, you'll forfeit the last 90 days interest. So you don't want to cash them in a year from now and forfeit the 6.06%.
By John