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Thanks for the info Clark. Didn't realize the rate would be so good. Got my $5K yesterday, too bad I couldn't get $30K - though I understand that I could have actually gotten one electronically and another $5K in paper bonds (and married people can double up). For those who are asking how Clark knows what the rate will be, that's because the "variable" inflation rate that is being added in the formula is already known, since it's based on the CPI from Sept 2007 to Mar 2008.
By Mark

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