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I have to agree, you folks need to STOP ASKING questions on this COMMENT page cuz no one is going to answer them. PLEASE do your own work for your own future. The idea is to lock in NOW (April) for the 4.28 rate. Then it goes up in Oct. to 6.06. After the NEXT 6 months have passed, you MAY redeem your I bonds and even lose the most recent low interest, but you've compounded nicely. Comments, not questions here!
By Joe M.
