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Clark and others,<br> <br> Thanks for all your advice. I need help badly. I'm currently $60,000 in c.c. debt and can't stop the spiral. I'm a quadriplegic who works within the nasty medicare/medicade system that doesn't allow you to work without getting penalized. I have 3 boys, 8, 5 & 2 and my wife works and watches 2 of my nephews 3 days a week. The van I drive takes $100 to fill it. That's just an example of what I face each day. I swear if I could get out of this debt, I'd never use another card again. HELP! Thanks... if you have advice, please email me @ theowillcj@yahoo.com
By dan

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