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Using credit cards is like playing with snakes. You will get bitten....<br> <br> If you do not have a credit card, you do not have to worry about the interest rates they charge, late fees they charge, late posting. Oh... but I get points or miles. (yes, that will make you wealthy...<br> <br> Banks issues credit cards, so that they can make MONEY... off of your back and the merchant....duh.... The only winner in this game the BANK.<br> <br> Actually Clark stinks on this topic with his promotion of credit cards, building credit score, etc.
By Kales
