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If you aren't in the medical field you may not understand. People are still under the assumption that doctors are rich and simply don't or won't pay their bills. Most doctors write off .40-.50 cents of every dollar billed because of insurance contracts. Malpractice insurance premiums are putting doctors out of business. Frivilous lawsuits cost them thousands. Did you know your doctor has to pay a deductible for every lawsuit filed whether it goes to trial or not? The deductibles are 5000.00 and up. Most doctors end each day with at least 2-3 hours of paperwork and phone calls that are not reimbursed by anyone. Do you want to work for free? Most offices now collect copays upfront because of the miriad of excuses that are given at the checkout counter. We know if we don't get it while you are there we probably won't get it. How would you feel if your boss told you on payday that he forgot his checkbook. How about trying to buy groceries... go to the checkout and tell them that you forgot your checkbook and you will mail them your money ! When you are complaining about credit checks and wondering why they do it. So far in the last six months I have turned over 400,000 in unpaid bills to collection agencies, but we are forced to see these same patients over and over again. We can be sued if we don't. My doc is on call 24 hours a day-7 days a week and after expenses makes about 130,000 a year. Sound cushy to you?
By Medical Office Employee