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My gosh! Get a life and quit whining when YOU mess up! It's the check writer's responsibility to maintain accurate enough records so that they do not overdraw their accounts and get hit with fees. If you can't do simple addition and subtraction in a check register, then get a friend or family member to help you or pay someone $5 to do it for you once or twice a week. The $5 is a lot cheaper than the fees!<br> Yes, I bank with a mega-monster bank, and they do debit before they credit, and they do delay deposits (even cash ones) for 2-3 days, but, knowing this, I allow for it when writing a check. I have not had a fee against my account in 20 years! DO NOT WRITE CHECKS IF THE MONEY IS NOT ALREADY THERE. If you do and the check is presented for payment before you can cover it, then consider it a LOAN transaction fee.
By Marilyn
