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Currently I have a 0% interest for 1yr and a 1.99% for purchases which I plan to pay in full every month so that will be 0% as well. In the past I hadn't paid in full on a few cards. When I would get the bill, it would state the monthly amount as well as the amount in full. I would pay amount in full, then be billed the next month for a few dollars more. This happened on 2 different cards and I had the amount removed both times. I told the cc co that if it stated "amount in full" or "total due"....that would/should be it...why else was I paying in full? I know it was because they were averaging the interest out on a daily basis, but then they shouldn't state total due when that indeed was a lie. I could very easily have ignored any bills from them thinking I was paid in full then they would have tacked on a late fee.
By Nancy / Milwaukee
