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I hear the unattainable 8.7 to 9.2% returns all the CPA's are whining about. Clark is trying to get you to focus on the pay yourself first then pay the bills. If you want the nitty gritty save this 5 a day through your 401K or other work plan and between pre-tax and tax sheltering by reducing your income the % returns could well exceed 10% assuming you have this option. Most people have this type of savings avenue and like me have a long way to go before reaching the maximum contribution limits. KUDOS to Clark for the insight - otherwise your $5 investment in drinks is lost when it is consumed except for the return which with a fountain drink/mochacheeno is usually unwanted weight gain from too much sugar!
By bactrac