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I agree that paying with cash is a sure fire way to control your spending. However there are business that won't accept cash. Recently my wife went to purchase a few items at IKEA in Dallas. When she pulled out a $20 the cashier told her they didn't take cash. It slows down the check out process. We encountered the same problem at a floor covering store. They said they didn't want to handle cash because it's too risky. One day there will be no more "cash", only plastic and the banks will have total control.
By G.B.