What the Federal Reserve's latest cut means to you | More
The Federal Reserve has lowered the interest rates it controls to the lowest points in modern American history. But what does that mean to your wallet?


Banks punishing even good credit risks with decreased limits | More
Even if your credit is solid and you pay your balance in full each month, there's a strong chance that your limit will be cut.


U.S. treasuries paying negative returns | More
In an unprecedented occurrence, interest rates on U.S. treasuries have fallen into negative territory for the first time ever.


The "R" word confirmed | More
The pointy-headed economists have confirmed what we've known all along: The recession is for real.


Mortgage rates going down and down | More
There's a real possibility we'll see rates in the range of 4% for a 15-year fixed and around 5.25% for a 30-rate fixed.


Economists reveal unemployment predictions | More
Some economists think unemployment will rise from our current level of around 6.5% to 7.5%, while others think it could go up to 10%. That's a gloomy outlook either way.


Pay raises expected to stay at same level in 2009 | More
Companies are budgeting raises for 2009 at the same level as they were for 2008, according to a Business Week survey of employers.


Streamlined mortgage modification plan announced | More
FDIC Chairwoman Sheila Bair and the HOPE NOW initiative have come up with a way to help struggling homeowners facing foreclosure.


Stay out of the grocery store to save money | More
If you're pinched in the wallet, try to limit the amount of time you're in a store -- even for groceries.


Money-market funds still a safe option | More
The feds have extended their guarantee of money-market funds to quell investor fears. So rest easy, America. You can feel OK putting your money back in.


Reversing the trend of America's 0% savings rate | More
New figures show that, using constant dollars, the average American in one generation increased debt obligations by 225%. Get Clark's tips on stopping the madness.


Unemployment highlights need for community, family networks | More
Clark issues a special challenge to churches and other religious organizations ahead of what is likely to be a trend of rising unemployment.


Can't afford a doctor? Try these alternatives | More
Americans are not filling prescriptions and not going to the doctor because they're financially stretched. When it comes to a choice between filling a prescription and filling up the gas tank, people are opting for the latter.


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